Stir in remaining ingredients (except rice if using).
Bring to a boil.
Serve immediately over rice if desired.
Notes
**Leftovers freeze well in an air tight container.**May substitute light red kidney beans for dark.**May use other types of beans if desired (i.e. chili beans, cannellini beans, etc...)**May omit or add spicy elements to taste.
Keyword 3 bean chili, spicy 3 bean chili, vegetarian chili